Most customers of autumn wood storage assume that service providers will insure their items automatically. It is not always so. Although you might think that all storage providers will include insurance with the rental and any other fees you pay, it is not always true. Your belongings are insured. In the event that your storage unit is damaged by fire, explosion, vandalism or theft, you will also be covered for flooding, storms, floods, and any other natural disaster. Coverage is limited in the event of theft. Consider insurance when choosing a self-storage provider you will be using for several years or months.

Few self storage units provide full coverage. In this situation, you will be charged more to cover the cost of insurance. While some self storage providers may offer basic coverage, this may not be enough to cover the costs of your items. Additional insurance is recommended to cover sentimental and expensive possessions that you wish to store. A policy is required before you can store your items in the storage.

First, you should contact your home insurer. Your personal belongings may be covered under your home contents policy. A household policy usually covers all items inside a home, as well as any items you store in your home that need repair or maintenance. Items stored in self-storage are typically not covered. Add an additional premium to your home insurance if you want to save some money but don’t want to spend more on insurance. To get insurance, you’ll need to present your insurance policy at the self storage provider. This provider may offer these policies to self-storage clients. To help you choose the best insurance policy, the provider will ask for a list of the items that you have and their value. Some providers recommend cheaper insurance policies for self-storage. While some storage facilities provide assistance to tenants, other may insist that their customers purchase insurance before renting an unit.